Sobre Ethan
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors Mortgage Group has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Con licencia en NJ, PA
Guías gratuitas de Ethan
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Ethan
Ethan trabaja desde nuestra oficina de Ocean, NJ – Headquarters. Rama NMLS #33041.
Lo que dicen los clientes sobre Ethan
215 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Ethan has been my go to guy for the last 20yrs always on top of his game on every level he is just not a mortgage guy he is someone I call a friend who knows & performs his job to perfection.& makes the whole process smooth & answers any questions that you may have at anytime & in a timely fasion.nobody better in my book .
Great communication helped every step of the way and a pleasure to work with
It was such a smooth experience. He was fantastic!
For those looking for a mortgage loan of any type. I would recommend Ethan Baumholz to anyone i know, he is very Patient and easy to talk too, helpfull to explain any concerns, and always goes out of his way to help with the loan.
choosing advisors mortgage and working closely with Ethan Baumholtz, I was worried free throughout the whole process. Ethan is very knowledgeable in his trade and explains things exactly where you are able to understand. I am fortunate enough to meet him and for him to take care of all my mortgage needs really appreciate you, Ethan.!
Ethan at Advisors Mortgage made our refinance experience truly exceptional. His level of care and understanding far exceeded anything we expected. He took the time to explain every step, answered all our questions with patience, and made what could have been a stressful process feel smooth and manageable. He genuinely cares about his clients and wants the best for them. I highly recommend working with Ethan if you’re looking for someone trustworthy, knowledgeable, and truly dedicated!
Ethan Baumholtz at Advisors Mortgage is exceptional. Working with Ethan has been one of the most reassuring experiences I’ve ever had in the mortgage world. His attention to detail is second to none. He doesn’t overlook a single number, document, or timeline. What really sets him apart, though, is his communication. Ethan keeps you informed every step of the way, explains everything clearly, and is always available to answer questions with patience and honesty. He consistently presents multiple scenarios and options, laying out the pros and cons of each so you can make the best decision for you and your family. You never feel rushed or pressured—just genuinely supported by someone who truly knows his craft. If you want a mortgage advisor who is thorough, transparent, knowledgeable, and genuinely invested in your best outcome, Ethan is your guy. Couldn’t recommend him more highly.
Great experience.
100 stars
Ethan was outstanding! He paid great attention to detail and always had a sincere interest in helping us through the process to obtain our dream home. Thank you Ethan !
Just the overa experience from beginning to end was stress free. Ethan made sure we were informed about everything, updated us when needed, and made sure everything was explained clearly. We really enjoyed working with him.
Fix this survey. Don't require me to answer questions that aren't applicable but yet I have to put in NA or something else to continue. My experience with Ethan was good, but this survey was poorly executed.
Had a great experience working with Ethan. He was very patient with me and allow me to feel comfortable buying a house
It's been a pleasure doing business with your firm and Ethan. I'm excited to start this new chapter in my life and I'm glad to have worked with someone that showed as much respect to me as I have grown to have for him. Best wishes to Ethan and thank you all for your help.
Would highly recommend Ethan for anyone looking to buy or refi!
Ethan Baumholtz was so easy to work with. He continually supported me throughout a very tediuos process making sure that I had the necessary documents needed to qualify for my mortgage. He was patient and knowledgable and was able to guide me through each step. When we had challenges, Ethan was able to explain what was necessary to move forward in a professional and confident way. He pays close attention to detail which is so important when dealing with finacial intstutions. I am so grateful that Ethan was recommended to me. I will not hestiate to do the same for the next person in the family purchasing a home. Bravo, Ethan!
You will not find anyone better than Ethan to work with. He kept us informed throughout the whole process . He will go out of his way to do what is best for you. Very professional and one step ahead the whole time. We look forward to working with Ethan again in the future.
Ethan Baumholtz was phenomenal!! I was walked through every step of the way, he always made sure to double and triple check to make sure everything was clear and understood on both sides. He was always available to answer questions or explain different things I need, day or night! I had such a great experience working with Ethan and look forward to working with him in the future!!!
Ethan is the best. We had previously gone through the mortgage process and it was unpleasant. Dealing with sterile and difficult to navigate websites and impersonal communications. Ethan was the opposite. He was quick to respond, made it a very personal experience. Always explained what was going on and what needed to be done. We were so grateful to have him on our team. Highest recommendations for Ethan. We would refer him to anyone looking to get a mortgage.
As previously mentioned, Ethan Baumholtz went above and beyond for all things and was a professional through and through. We absolutely recommend Ethan to anyone who has questions or needs help.
As mentioned, Ethen Baumholz walked us through the potentially agita filled process with calm and aplomb. Very hands on, nothing was left hanging, nothing was ever vague.
Ethan was very transparent and communicative throughout the entire process, keeping us updated and informed every step of the way.
Ethan was very professional through out the entire process. He was always quick to respond whenever we had any questions and always very thorough with everything he did for us.
Ethan was exceptional! He went above and beyond my expectations. Clear instructions of what I needed to provide to get my loan processed without delay. He kept me informed every step of the loan process with his knowledge and expertise!
I would never use anyone other than Ethan. I would never recommend anyone other than Ethan . His level of service and expertise is unmatched.
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
