For over 27 years, I’ve enjoyed helping my clients achieve the dream of homeownership. Buying a new home is a major investment and one of the biggest commitments you’ll ever make. As such, it’s important to work with someone like myself who can provide a high level of service and guidance based on my many years of experience. Whether you’re a first-time homebuyer, a move-up buyer reaching for that “forever house”, or you’re looking for that perfect vacation home, I’m available seven days a week, including nights and weekends!

Advisors Mortgage’s goal is to put families in homes across the country. We are the mortgage company where family truly comes first. For every home financing question, a trusted Advisors’ loan officer is waiting to help provide the expertise needed to get your loan closed. Whether it’s a loan to help you buy the house of your dreams or to refinance to update your kitchen, Advisors has the skills to make it happen. With offices throughout the US, Advisors does not rest until each and every customer feels the family-driven culture that the company strives for each and every day.

If you are looking at a home that needs updating we can even help you Buy It, Fix It, and Love It with FIX-IT MORTGAGE by Advisors Mortgage Group!

Con licencia en 30 estados + DC

ALAZCACOCTDCDEFLGAILINKYMAMDMEMINCNHNJNYOHORPARISCTNTXVAVTWAWV

Comience su solicitud

Solicite en línea en minutos — Amy se encarga del resto.

Aplica ya Escribir a Amy Tarjeta de presentación digital La aplicación Lighthouse Guía del comprador primerizo

“My title company VIP Closing Services recently closed a transaction with Advisors Mortgage Group. I was in touch with Danielle Mizrachi all the time and she did a fantastic job processing the loan file. She's super proac…”

Aracelis C · 2026-10-12

Sucursal de Amy

Ocean, NJ – Headquarters

Rama NMLS #33041

1411 Highway 35
Ocean, NJ 07712

800-778-9044

Vea el horario abajo

Lunes	8:30am-5:00pm
Martes	8:30am-5:00pm
Miércoles	8:30am-5:00pm
Jueves	8:30am-5:00pm
Viernes	8:30am-5:00pm
Sábado	10:00am-2:00pm
Domingo	10:00am-2:00pm

Mapa y cómo llegar Conozca al equipo

Lo que dicen los clientes sobre Amy

4.96

400 reseñas de clientes

Reseñas verificadas de clientes a través de Experience.com

Thank you Amy,

PEEJAY S

FREEHOLD, NJ

nov 2026

The process was smooth and easy. Amy and Janet walked us through the process every step of the way. I couldn't recommend them more, they are just absolutely wonderful!

ASHLEY R

MIDDLETOWN, NJ

nov 2026

responsive, helpful and approachable

MARY D

FREEHOLD, NJ

nov 2026

Wonderful experienced Amy and made tful throughout the entire process

RONALD R

MIDDLETOWN, NJ

nov 2026

Janet was very helpful

LAURA K

RED BANK, NJ

oct 2026

My title company VIP Closing Services recently closed a transaction with Advisors Mortgage Group. I was in touch with Danielle Mizrachi all the time and she did a fantastic job processing the loan file. She's super proactive, fast and accurate. As a settlement provider I wish all the mortgage lenders I work with were as great as Danielle, that's alleviate tons of last minute stress in the borrower. Thank you Danielle and I look forward to working with you and your company again soon! AC with VIP Closing Services

Aracelis C

oct 2026

6 / 25

Gratis · Sin compromiso

¿No sabe dónde está parado? Solo pregunte, es gratis.

Una conversación rápida, sin compromiso, y una precalificación no afecta su crédito. Respuestas reales de una persona real.

Precalifíquese Llame al 732-300-4547 Sobre Amy

Infórmate antes de llamar.

Guías en lenguaje sencillo de la base de conocimientos de Advisors.

Explorar la base de conocimientos

Base de conocimientos What Credit Score Do You Need to Buy a House? Purchasing a Home and Credit Scores Purchasing a home is one of life’s most significant financial milestones. While factors like income, savings, and … Leer el artículo Base de conocimientos How Much Money Can You Borrow With a Home Equity Line of Credit? A home equity line of credit—better known as a HELOC—can be a smart way to tap into the value of your home. It works like a revolving credit line, sim… Leer el artículo Base de conocimientos How to Increase Your Credit Score: 7 Steps to Get Started Your credit score plays a big role in your financial health—it can impact everything from your ability to get a mortgage to the interest rate you’ll p… Leer el artículo

Guías gratuitas de Amy

Guía para compradores primerizos

Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.

Lee la guía

Guía del comprador

Programas, papeleo y errores comunes — la guía completa para comprar.

Descargar

Guía del vendedor

¿Vende y compra al mismo tiempo? Empiece aquí.

Descargar

Haga sus cálculos

Estimaciones al instante — luego Amy las convierte en una cotización real.

Estime su pago mensual completo — capital e interés, impuestos, seguro y PMI cuando el pago inicial es menor al 20%.

Pago mensual estimado—

Capital e interés—

PMI (est.)—

Impuestos + seguro + HOA—

Monto del préstamo—

Obtenga una cotización exacta

Estimaciones solo con fines ilustrativos — no son una cotización de tasa ni un compromiso de préstamo. Los impuestos, el seguro y los términos del programa varían.

Últimas noticias del mercado

5 oct 2026PCE Inflation Report Cooler Than Expected

The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.

The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.

One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.

The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.

Source: MBS Highway

28 sept 2026The Shift to a Buyers’ Housing Market

The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.

This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.

Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.

In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.

For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.

Source: Redfin: Buyers vs. Sellers, August 2026

21 sept 2026The Fed’s Policy Change and its Effect on Mortgage Rates

The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.

Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.

If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.

Source : Federal Reserve