About Jennifer
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Licensed in NJ, PA
Free guides from Jennifer
First-Time Buyer Guide
Why own, the 7-step path, the document checklist and the do’s and don’ts — read it here, no download.
Where to find Jennifer
Jennifer works out of our Linwood, NJ office. Branch NMLS #1663364.
What clients say about Jennifer
119 client reviews
Verified client reviews via Experience.com
No. No . No.
Jen was great throughout our home buying process. Would recommend.
Advisors was very organized and followed up with us and other parties, especially the homeowners insurance company, adroitly. The loan application process was smooth and easier than other mortgage applications I've experienced . I didn't feel rushed and all requestef information was reasonable. Jen Stubley and Abby McCarthy are true professionals, but also caring people.
Advisors Mortgage is a great company for getting my mortgage. It has been many years since I had purchased a house and the process is different with signing documents and downloading copies on the computer. Jennifer was so helpful with answering my questions and assisting me numerous times with the process.
Jennifer and her team worked together to make our loan work. There were many challenges but the team made problems that popped up easier to deal with. thank you for making our B home purchase possible. Sincerely, Chuck Miller
Jennifer was ver knowledgeble.
Quick with preapproval, which was greatly needed in this fast paced market. Everything was explained thouroughly. Extremely helpful.
The process was super simple and quick! When I needed assistance Jennifer was always there. I had a special case stacking 2 NJ Grants and she helped me understand the process and timeline!
Jennifer has been an amazing help with my loan. She went above and beyond and I cant thank her enough for her help.
Jennifer made the experience of applying for a mortgage as easy as possible. There weren't any surprises or unexpected requests along the way
The experience was a eazy and pleasureable.
Jennifer Stubley was solid from start to finish. My file wasn’t easy—I had IRS debt, credit issues, DTI challenges, grant complications, MVC surcharges, seller concession hurdles, and judgment concerns—but she handled all of it without missing a step. She stayed sharp, calm, and always found a way to push things forward when it looked stuck. Her communication was on point the whole time. She kept me updated, broke things down so I understood, and made herself available whenever I needed clarity. That kind of consistency made a stressful process feel way more controlled. She really stepped up and got it done, all the way to showing up at closing. Jennifer moves like someone who’s got their name on the line too—and that makes all the difference.
Altogether the experience was so nice. I was reached out by kind and helpful people. They did their very best to make my situation and process go easy and smooth.
I can’t say enough good things about my mortgage loan agent. I came to her after starting the process with another company, and she immediately stepped in and made everything work—despite the very short notice I gave her for my closing date. She was consistently available, quick to respond, and always willing to answer any questions or concerns I had. Her professionalism, dedication, and guidance made what turned out to be a very stressful situation because of the sellers, into a successful case. I’m truly grateful for her support and highly recommend her to anyone looking for a reliable loan officer.
It was a grate experience ! Thank you!
Everything went amazingly well because of one reason. Jennifer Stubley was simply the one reason why Everything went smoothly well, she worked her..'s off, she was really committed to serve during the process. I wish more people have a chance to work with her. Thank you Jenn!
Jennifer was great from the first day that I spoke with her. She Is very knowledgeabl, acts quickly! We wanted to close in a three week timeframe and she made it all happen
buying a home for the first can be scary, you naturally magnify any semblance of an issue but for the team at Advisors Mortgage its just another day in the office. I especially want to shout out Jennifer Stubley our Loan Officer, you will not find a more committed knowledgeable respectful... to put it simply amazing woman to guide you through it all. every worry/concern i had melted away as she reassured me that she was taking care of it. thank you Advisors Mortgage and team and a SPECIAL THANK YOU JENNIFER STUBLEY
Helpful guidance and the staff was very friendl.
Jennipher, your help meant the world to me A guiding light, in a journey to be free You walked with me, through every step and test Helping me find my way, to this home I love best Your kindness, patience, and expertise too Made a big difference, in all I could do I'm thankful for your help, in every single way You made my dream of homeownership, a reality to stay Does this capture your feelings?
This helped a lot.
Buying a house is never easy, but Jennifer Stubley was an incredible help understanding the paperwork We needed to sign, and helping us provide all of the necessary documents to prove we are able to purchase a home. A huge special Thank you to Jennifer Cardinal and Peyton Kesnig for being the easiest realtors to work with. I wouldn't recommend anyone else for this experience.
Very smooth process with no problems
Thank you Jennifer for a seemless process! I really appreciated your communication and helpful insights throughout the process and I would absolutely recommend you to others!
Jen was so helpful . Even during times when I was confised confused or anxiois about things she would help me understand and was always available via phone or email
Latest market updates
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
